BBC News - Business

• Recycled packaging 'may end up in landfill', warns watchdog
  There is no guarantee that the products you recycle are actually recycled, the UK watchdog warns.
• Holiday childcare: Five ways to beat the cost
  Entertaining kids during the holidays is expensive, but some have found innovative ways to cut the cost.
• Rise in lenders valuing homes below sale price
  "Down valuations" can lead to sales falling through and property chains collapsing.